Crypto ATM Cards Go Live For 3 Billion Users As ChainLink, MasterCard Partner Up

Key Insights:

• Chainlink and Mastercard have partnered to allow direct on-chain crypto purchases for Mastercard’s 3 billion cardholders.

• This partnership brings many partners together, including Swapper Finance, Zero Hash, XSwap, and Shift4Payments.

• The partnership could fuel bullish narratives for LINK and push it towards a long-term target of $39.

Chainlink has been one of the biggest players in the DeFi space for years. The platform powers many smart contracts and provides them with reliable data and interoperability. 

Now, however, Chainlink has entered a partnership with MasterCard to bring crypto directly to mainstream users. Users will now be able to access crypto via one of the most recognized payment networks in the world. 

Here’s the full scope of this deal, and what to expect.

Chainlink and Mastercard

One of the biggest aspects of this collaboration is making crypto use just as seamless as regular card transactions. Mastercard holders will now be able to buy crypto directly on-chain, powered by Chainlink’s interoperability. 

This move breaks down one of the biggest barriers to mainstream crypto adoption: accessibility.

The partnership, by connecting off-chain financial institutions with on-chain applications, is already bringing a powerful lineup of companies to support the initiative:

For example, Swapper Finance will provide the user-facing app interface, XSwap will execute token swaps using liquidity from DEXs like Uniswap and ZeroHash will offer custody, compliance and fiat-to-crypto conversions.

In addition, Shift4Payments will manage card processing, and Chainlink itself will provide the data feeds and cross-chain messaging architecture.

How the System Works

Zero Hash is one of the biggest backend players in the partnership. The platform makes sure that fiat-to-crypto conversions happen quickly and within regulatory bounds. 

The process removes delays and the need for manual verification with smart contracts, and users will be able to instantly convert fiat into crypto or stablecoins within the app. This experience is designed with mass adoption in mind. 

Even those unfamiliar with blockchain technology can now use crypto services with the same ease they’re used to when shopping online. Uniswap also comes in as the most widely used decentralized exchange protocol. 

And with this service integrated into the Chainlink-Mastercard framework, users get to benefit from real-time token pricing and execution. The system supports instant asset swaps and provides transparency throughout every step of the process.

A User Experience Designed for Mass Adoption

The collaboration’s design is big on ease of use. Swapper Finance serves as the front-end of the platform, and gives users a clean interface for buying and managing their assets. 

More importantly, all transactions are processed through Mastercard’s global payment rails, which are already trusted by billions. Chainlink makes sure that the data powering the platform remains tamper-proof and transparent.

This level of integration allows crypto to move closer to mainstream adoption, as more retail users, businesses and institutions now have an entry point into DeFi. 

Is Chainlink (LINK) Ready for a Breakout?

While the Mastercard partnership is enough of a headline on its own, it comes at a time when LINK’s technical indicators are showing signs of bullish momentum. The cryptocurrency rebounded and gained around 20% on 22 June, and is now testing the  $12.70 resistance level.

This price action has formed a bullish engulfing candle on the weekly chart, all of which is happening within a long-term ascending channel that dates back to May 2024. Interestingly, LINK has bounced from the channel’s support line twice since March 2025, which is generally a bullish sign.

Technical indicators like the RSI and MACD are set up just below neutral. However, they could shift into positive territory if LINK holds above key support levels. 

All of this being said, a breakout past the $13.30 mark would likely confirm a trend reversal. If things play out well for the bulls, LINK could be on its way towards the $39 price level on the long term.