- More than 7 million XRPL accounts are live, and the number is increasing every day.
- The upgrade provided by the Ripple CTO has high-end hardware and dedicated validator places.
- Cross-chain activity between XRPL and EVM sidechains goes up by $165M.
The XRP Ledger (XRPL) has made a stunning leap with more than 70 million transactions in July 2025 alone. This 13-year-old blockchain continues to surprise, and the number of people joining it is doing so at a breathtaking speed.
Source – X
With the addition of over 1 million users in 2025, the ledger now boasts over 7 million accounts. Creation of accounts is up to 3,000 a day, and the volume of transactions continues to be one of the top in any blockchain, with an average of 1.8 million transactions a day.
Recently, David Schwartz, Ripple CTO and the original architect of the XRP Ledger, has announced that he is planning to perform an upgrade to the XRPL infrastructure by launching a high-performance server hub in a New York datacenter.
A safe, enterprise-level XRPL node for validators and apps is what his side project is aiming for. Armed with the latest hardware, an AMD 9950X CPU, 256 GB RAM, dual 2TB NVMe SSD in RAID 0, and a 10 GB unmetered connection, the hub will be as uptime-oriented as possible and collect the relevant network performance data.
Unlocking XRPL’s Next Chapter: What’s Behind the Upgrade?
Source – X
Schwartz posted on X (previously Twitter) about his vision of a high-quality hub with slots reserved for Unique Node List (UNL) validators and servers to serve the XRPL applications.
Although he will be managing this server independently, this is an indication of the activities to strengthen the decentralized space around XRPL in an unofficial capacity for Ripple.
This change is in line with Ripple’s larger plan to strengthen and expand the capabilities of the XRPL.
Source – X
Not only that, but XRPL’s automated market maker (AMM) volume reached 408 million XRP, a rise of 17 percent, and DEX volume reached 465 million XRP, an increase of 21 percent, in the past month.
Traders of DEX daily averaged 2,363, and the XRP trading pairs increased to almost 500, up to 400.
Institutional Use Lingers Off-Chain Despite Rapid Growth
Although Ripple has been reported to have partnered with more than 300 banks around the world, it has been admitted by Schwartz that much of the institutional action is off-chain.
Expensive compliance requirements and regulatory uncertainty continue to be the major obstacles to the complete adoption of on-chain by the banks.
Schwartz pointed out that most institutions have a risk management preference of custodial or licensed gateways instead of transactions through direct decentralized ledgers.
He noted that even Ripple itself does not rely on the XRPL DEX to make payments, to prevent possible illicit liquidity exposure, including but not limited to payments that are related to terrorism financing.
Future developments, such as the so-called permissioned domains, seek to close this gap and might enable institutions to migrate more activities to the chain in a secure manner in the future.
Cross-Chain Transfers and Growing Network Vitality
The interoperability of XRPL can be observed through cross-chain flows monitored between the XRP Ledger and the EVM sidechain developed with the help of Axelar.
Source – X
More than 12,000 transfers worth over 165 million have been transferred across these chains in a month, and this highlights the growing ecosystem and use of XRPL.
The new infrastructure of the network to be implemented by Schwartz and the growing number of transactions on the XRPL point to a blockchain that is continuously developing and keeping up with a competitive advantage.
