The AI trade just flinched—and BTC followed. Bitcoin slid below $103,000 as risk bled across the board. Among the worst-hit were the cohorts of miners that have pivoted into AI infrastructure (CleanSpark, Hut 8, Core Scientific, and Terawulf), which have all retreated due to softer earnings and growing skepticism of the ‘more compute forever’ narrative.
Headlines that SoftBank exited its entire NVIDIA stake amplified the bearish mood, and this level of de-risking from a big player makes momentum traders get nervous. As sentiment sours, whales are doing good old-fashioned value investing. They are hunting for cash flows and real adoption metrics, rather than chasing momentum plays.
Capital is rotating out of inflated AI tokens and into payments-focused crypto presales, with Digitap ($TAP) ranking among the best altcoins to buy in Q4 for investors bullish on fundamentals. Up roughly 137% since launch, $1.7 million raised, and a live Visa card rollout, $TAP continues to steam ahead while majors chop. 
BTC Weakness and an AI Wobble
BTC’s slide downwards is making lots of bulls very uncomfortable. Trading below the 200-day moving average signals a long-term bearish trend, and leverage traders continue to get punished. Meanwhile, the AI slice of the stock market (the largest part) just got hit with a credibility shock after talk of a Federal backstop for data centers from OpenAI.
Miner–AI hybrids priced for perpetual demand are starting to look like cyclical stocks again, and stocks like CleanSpark, Hut 8, and Core Scientific all dropped double digits. While it must be remembered that AI infrastructure will be a multi-year theme, even secular winners have to flush out positioning and reset—especially after parabolic moves.
SoftBank’s NVIDIA exit is a clear reset of expectations, and in this environment, investors once again become interested in more ‘boring’ but fundamentally sounder trades. Think rails, settlement, and unit economics.
Cross-border payments are a rare market sector where crypto’s advantage is structural. Platforms that leverage this advantage are likely to drive the next leg. That’s why $TAP has been flying despite market blues, and this crypto presale has quickly become one of the best cryptos to buy for Q4 to Q1 2026 positioning.
Why Digitap’s Crypto Presale is Winning
Digitap has continued to soar even in this market environment because its structured presale includes fixed pricing. Investors get ground-floor access to the world’s first omni-bank and are shielded from market volatility. The fact that the product is already in the wild has driven lots of this early success.
What is an omni-bank? Digitap has built the first money environment that supports one account for fiat, crypto, and stablecoins, all wrapped up and presented as a familiar finance app, but settled over a multi-rail architecture. This powerful framework is a large part of why $TAP is a leading altcoin to buy as the payments narrative heats up.
Digitap can clear payments on public blockchains or legacy corridors (SWIFT, SEPA, ACH, Faster Payments), selecting the route that is most cost-effective and fastest at that moment. The end result is a full-stack banking solution for deposits, conversions, cross-border payouts, and card spending that feels like a classic neobank but harnesses crypto to increase money velocity. 
How Digitap is Playing the Distribution Game
An omni-banking solution is only as valuable as the number of users it has, and Digitap is already playing the distribution and adoption game aggressively. It rolled out virtual and physical Visa cards—with non-KYC options—and integrated with Apple Pay and Google Pay on day one.
This means on-chain balances are now spendable globally, and anyone can sign up for a card today. Thousands are already using these cards and bringing crypto onto Visa’s existing distribution network is why this crypto presale keeps appearing on the lists of best cryptos to buy—especially during a global payments bull run.
The native $TAP token is wired for value capture, with 50% of platform profits used for burns and paying rewards to stakers. The 2 billion supply will be in constant decline with more card swipes, cross-border transactions, and users signing up. This automatic buy pressure is another factor that makes $TAP a leading altcoin to buy.
Still available for just $0.0297 in the current round (up roughly 137% from the first round), and in the next round, $TAP will be priced at $0.0313. And investors can lock in steady gains as the round progresses towards the confirmed listing price of $0.14. 
Why Whales are Rotating Out of AI Tokens into Digitap Now: Is $TAP the Best Crypto to Buy Now in November?
Whales never chase; they always get ahead of the next narrative early. Digitap’s presale, clearing $1.7 million, is the signal, and with the Visa card live and thousands downloading the mobile app, it looks like it could become one of 2025’s best-performing crypto presales.
Compared to AI-adjacent tokens whose cash flows are very distant, and with BTC sliding below $103,000, the relative strength is very notable. Digitap is turning on-chain dollars into everyday spending cash and disrupting cross-border payments already.
It is no surprise investors see $TAP as one of the best cryptos to buy now, and as payments enter the spotlight, it feels like Digitap’s omni-bank was built for this precise moment.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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