Bybit EU grows regulated USDC and EURC use across savings, trading, and payments in Europe.
Bybit EU has launched new reward programs based on USDC and EURC, two regulated stablecoins issued by Circle. With this move, the company aims to expand the use of stablecoins across Europe in line with MiCA rules. Specifically, the programs focus on savings and steady participation instead of short-term trading.
USDC and EURC Take Center Stage in Bybit EU’s New Savings Push
Circle’s USDC and EURC are fully reserved stablecoins designed for fast, low-cost transactions. Both comply with the European Union’s Markets in Crypto-Assets framework. Expansion across Bybit EU’s regulated platform opens access to trading, payments, and savings products within a clear legal structure.
Campaign rollout began on February 2 with a focus on Earn products tied to fixed terms. Programs aim to encourage structured financial planning and long-term thinking. Idle balances can be placed into defined products with set returns and timelines. The approach contrasts with rapid trading strategies driven by price swings.
Available Earn offerings include:
- 20% APR on a 10-day USDC Fixed Earn for new users.
- 14% APR on a 10-day USDC Fixed Earn.
- 16% APR on a 30-day USDC Fixed Earn.
- 15% APR on a 30-day EURC–USDC Cross-Yield product.
Fixed-term structure offers predictable returns over short periods. Users can align savings with clear goals such as building a reserve or planning expenses. Rates are set in advance, reducing uncertainty tied to market volatility.
Mazurka Zeng, Co-CEO of Bybit EU, said integrating USDC and EURC expands access to regulated stablecoins while promoting responsible engagement. She added that savings-focused products support financial literacy and long-term participation within a regulated European setting.
Effort also reflects a broader shift in European crypto markets. MiCA has pushed service providers toward transparent structures and reserve-backed assets. Regulated stablecoins now serve as a bridge between traditional finance and digital markets.
Bybit EU is registered in Austria under MiCAR as a crypto-asset service provider. Authorization allows custody and administration of crypto-assets on behalf of clients. The company can also exchange crypto-assets for funds or other crypto-assets, place crypto-assets, and provide transfer services. Trading platform operations and investment advice are not part of its license.
Stablecoins Move Beyond Savings as Bybit EU Adds Card and Competition Features
Alongside Earn campaigns, Bybit EU has opened registrations for a trading event called “Consistency Counts.” The competition carries a prize pool of 110,000 USDC. Rewards focus on steady performance rather than single high-risk trades. Structure favors disciplined strategies and measured activity.
Core elements of the broader program include:
- Stablecoin-based savings options with defined maturities.
- Regulated access under European MiCA rules.
- Cross-yield opportunities between EURC and USDC.
- Integration with Bybit Card for daily spending use cases.
Planned integrations across the product suite will expand payment and card features. Greater use of USDC and EURC could support everyday transactions inside a compliant framework. Stablecoins may serve as settlement tools for trading balances, transfers, and card payments.
MiCA Clarity Drives Stablecoin Growth Across European Markets
Circle’s stablecoins remain among the largest globally by market capitalization. Native issuance across multiple blockchain networks enables near-real-time transfers at relatively low cost. European regulatory clarity has increased institutional interest in such assets.
The growth of regulated stablecoin products comes at a time when policymakers are seeking stronger consumer protections. Fixed-term Earn structures present a defined risk-return profile. Users know the duration and rate before committing funds. Clarity supports more measured participation in digital asset markets.
Access through Bybit.EU extends across most EEA countries, excluding Malta. The platform positions itself as a regulated gateway for stablecoin-based activity in Europe. The expansion of USDC and EURC within its ecosystem marks a step toward broader adoption of compliant digital-dollar and euro instruments.
Future campaigns will likely continue to focus on savings and payments. With a steady approach built on discipline and clear rules, European users may grow more comfortable using stablecoins. Essentially, Bybit EU’s recent programs show a plan focused on regulated growth and real-world use, not short-term excitement.
