Nium integrates Coinbase’s USDC stablecoin infrastructure to power near-instant cross-border payouts across 190+ countries with no prefunding.
Nium, the global payments platform, has integrated Coinbase’s stablecoin infrastructure to enable USDC-funded cross-border payouts.
The move brings near-instant settlement to Nium’s network spanning more than 190 countries. Businesses using Nium can now fund accounts with USDC on Base, Ethereum, or Solana.
Recipients receive local fiat currency through Nium’s existing payout channels. Coinbase’s payment APIs operate entirely in the background, keeping the experience familiar for Nium customers.
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Why Traditional Cross-Border Payments Fall Short
International payment workflows have long frustrated businesses with high costs.
Companies making large volumes of payouts often prefund accounts several days in advance. That means capital sits idle, unable to generate returns while waiting for settlement.
Wire transfers can take one to three business days to clear, adding operational friction.
Stablecoins address this by settling on-chain within minutes, any time of day. The Coinbase blog noted that stablecoins remove the need for prefunding altogether.
Funds move exactly when a business needs them to move. That shift frees up working capital and cuts the cost of managing treasury across borders.
On-chain transactions also create an auditable trail for every payment.
Real-time webhooks give finance teams immediate visibility into payout status.
Corridors that traditional wires cannot serve become accessible through stablecoin rails. That broader reach matters for companies paying contractors or vendors in emerging markets.
We're excited to see @NiumGlobal integrate @Coinbase's stablecoin payment infrastructure, enabling their customers to fund cross-border payouts in USDC and settle in local fiat across Nium’s global network of 190+ countries.
No prefunding. No wire delays. Stablecoin payment… https://t.co/E3o0HzuLbC
— Coinbase Developer Platform🛡️ (@CoinbaseDev) April 21, 2026
How the Nium and Coinbase USDC Integration Works
The integration embeds Coinbase’s stablecoin layer directly into Nium’s payout infrastructure.
Nium customers deposit USDC into their accounts on one of three supported networks. From there, they trigger payouts the same way they always have. No new payout flow. No crypto complexity visible to the end user.
Coinbase handles the underlying settlement through its enterprise payment APIs. The stack includes automated stablecoin mint and burn, multi-chain support, and fiat on and off ramps.
According to Coinbase, multi-chain deposit addresses roll up into a single merchant sub-account. That structure gives businesses the speed of blockchain rails with familiar sub-account controls.
High-throughput networks like Base and Solana support the transaction volume this integration requires.
Settlement runs around the clock, every day of the year, with no banking-hours restriction.
Regulated custody and institutional on-ramps round out the full-stack offering. Nium customers gain the benefits of stablecoin speed without managing any crypto infrastructure themselves.
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Coinbase’s Position in the Global Stablecoin Market
Coinbase co-created USDC alongside Circle and holds close to $20 billion of it on platform. That figure, which the company cited in its blog, represents the largest USDC holding of any platform globally.
The company also serves as primary custodian for eight of the ten largest Bitcoin ETF issuers. Those numbers reflect a level of institutional trust that few crypto companies have earned.
Coinbase operates multiple regulated entities in the United States and internationally. It is the only publicly listed, audited, and regulated crypto company built for Fortune 500 compliance.
That regulatory standing matters to enterprise clients navigating strict financial rules. It also makes Coinbase a credible partner for platforms like Nium that serve institutional customers.
Beyond custody, Coinbase offers the entire crypto payment stack under one roof. That includes the Base network, USDC and other stablecoins, and developer tools for businesses and AI agents.
The Nium partnership shows how that stack applies to real-world payment challenges at scale. Coinbase has said publicly that stablecoins will power the future of finance, and this integration is a step in that direction.
