U.S. senators and crypto firms like Coinbase and Ripple push to finalize the Crypto Market Structure Bill before 2026.
U.S. lawmakers are renewing efforts to pass the Crypto Market Structure Bill after holding private meetings with industry leaders, including Coinbase and Ripple.
Both Senate Democrats and Republicans have confirmed their commitment to advancing regulatory clarity before the end of 2025, aiming to address rising concerns around decentralized finance (DeFi), anti-money laundering (AML), and bipartisan cooperation.
Lawmakers Engage Crypto Executives in Separate Sessions
Senators recently held roundtable discussions with crypto executives to fast-track the Market Structure Bill.
The meetings were hosted separately by Senate Democrats and Republicans. Executives from leading firms like Coinbase and Ripple attended, offering suggestions to strengthen the bill.
Democratic lawmakers opened the discussion with a focus on regulation priorities. Each industry representative spoke briefly, outlining key areas they believe the bill must address. However, senators also cautioned the crypto firms against political alignment.
One senator stated that public disagreements could delay progress and urged cooperation across all parties.
Stronger Oversight and AML Rules Remain Key Focus
Lawmakers in both sessions emphasized the need for stricter anti-money laundering rules in the final draft. They also discussed better definitions and oversight for DeFi platforms.
According to sources cited by Fox Business, the Republican session reinforced that oversight should focus more on intermediaries than on blockchain protocols.
🚨NEW: A play-by-play of what went down at the Senate Democrats–crypto industry leaders roundtable that just wrapped, according to sources in the room:
The meeting opened with 30 minutes of introductions from industry leaders, which one attendee described as offering “the…
— Eleanor Terrett (@EleanorTerrett) October 22, 2025
Bipartisan interest is growing to ensure DeFi is clearly defined in the bill. Senators and executives agreed that undefined terms could leave loopholes in future enforcement. There is also pressure to establish a framework that covers both centralized and decentralized systems equally.
Bill Could Be Finalized Before Year-End
Congress is now under pressure to complete the Market Structure Bill before the year ends. Lawmakers noted that momentum is building, especially with recent bipartisan cooperation. The aim is to resolve disputes around DeFi clauses to prevent further delays.
Senators said no slowdown is taking place and insisted they remain committed to moving the bill forward. Upcoming meetings are expected to refine the bill’s language.
Lawmakers and crypto leaders may review each section line by line during extended joint sessions.
The outcome of these efforts could shape the future of digital asset regulation in the United States. With more sessions planned, the focus will remain on reaching a final draft that supports both compliance and innovation.
