- Ether.fi moves 70,000 crypto cards and $160M TVL to Optimism for faster payments.
- Users gain seamless payments, cashback in $USDC, $ETH, $BTC, and new DeFi features.
- Migration may shift major crypto card volume from Scroll, boosting Optimism’s Superchain.
Ether.fi announced it will migrate its Cash product to Optimism’s OP Mainnet. The move affects 70,000 active cards and 300,000 accounts.
The total value locked in Ether.fi Cash exceeds $160 million. According to the company, this marks a long-term partnership to expand global onchain payments.
The migration aims to offer users better liquidity and a wider DeFi ecosystem.
1/ Today, we announce our plan to move to @Optimism's OP Mainnet
70,000+ active cards, 300,000+ accounts, and $160M+ in TVL will migrate to the Superchain in the coming months, marking a long-term partnership to accelerate global onchain payments.
Learn more below ↓ pic.twitter.com/ayd11I4SAd
— ether.fi (@ether_fi) February 18, 2026
Migration Brings New Benefits to Cash Users
Since its launch in September 2024, Ether.fi Cash became the largest non-custodial crypto credit card. The platform has processed more than $265 million in total spend volume.
Moving to Optimism will allow users to enjoy seamless payments. Cashback rewards will improve, now including $USDC, $ETH, and $BTC. Users will also gain access to features that were not available previously.
Ether.fi stressed that all accounts remain safe during the migration. The team will work closely with Optimism to ensure a smooth and secure transition. Users can continue using Ether.fi products as usual until the migration completes.
Impact on the Layer 2 Ecosystem
Optimism CEO, known on X as @jinglejamOP, welcomed Ether.fi’s move. He highlighted that Ether.fi Cash is one of crypto’s fastest-growing payment products.
The CEO emphasized that holders want to spend crypto without selling it. Ether.fi Cash solves this by allowing direct crypto spending.
Very excited to announce that https://t.co/eUNlUFVbU8 Cash is migrating to OP Mainnet.
70,000 active cards. 300,000 accounts. $200M TVL.
One of crypto's fastest-growing payments products is making Optimism its home.
The problem: crypto holders want to spend without selling.…
— Optimist Prime (@jinglejamOP) February 18, 2026
Industry observers note that Ether.fi has generated nearly half of all crypto-native payment card transactions on Scroll. Its migration could shift significant volume to Optimism’s Superchain.
Meanwhile, Base announced it would pivot from the OP Stack to a self-operated technology stack. These moves reflect ongoing changes in Ethereum Layer 2 networks.
For developers building payments or consumer-facing crypto apps, this migration demonstrates production-scale adoption. Ether.fi’s shift reinforces Optimism’s position as a key Layer 2 hub. The partnership also brings users access to stablecoins, lower gas fees, and enhanced DeFi liquidity.
