iTrustCapital now offers Ripple USD (RLUSD) stablecoin in tax-advantaged Crypto IRAs and Premium Custody Accounts, expanding its digital asset offerings
iTrustCapital has added Ripple USD to its platform. The digital asset IRA provider now offers RLUSD access inside tax-advantaged Crypto IRA accounts and Premium Custody accounts. Treasury accounts for businesses and trusts are included too.
The announcement came directly from the company. According to iTrustCapital on X, “Ripple USD $RLUSD Now Available at iTrustCapital!” The post went up alongside a link to a new educational page detailing what the stablecoin is and how it works inside the platform.
The Dollar-Pegged Asset Retirement Investors Wanted
RLUSD is Ripple’s U.S. dollar-backed stablecoin. Each token holds a 1:1 peg with the dollar. It runs natively on both the XRP Ledger and Ethereum.
The stablecoin targets institutional and enterprise users. Not retail DeFi traders. That positioning sets it apart from stablecoins like USDT or USDC, which grew mainly through trading activity. RLUSD was built from the start with regulated financial use cases in mind, including cross-border settlements and enterprise payments.
iTrustCapital holds over $7 billion in crypto assets on platform. The company already partnered with Coinbase Asset Management on a Bitcoin yield strategy for IRAs in late 2025, a move that signaled a growing appetite for institutional-grade products inside retirement wrappers.
Why a Stablecoin Inside a Crypto IRA
Most stablecoins never touch a retirement account. That is the whole point here.
Holding a dollar-pegged asset inside a tax-advantaged structure gives investors a stable option without exiting the crypto IRA structure entirely. No need to liquidate into fiat. No exposure to price swings. Just a stable digital dollar sitting inside the same account as Bitcoin or XRP.
iTrustCapital published full details on RLUSD at its learn page, which went live on March 18, 2026. The piece walks through RLUSD’s history, its role in Ripple’s ecosystem, and how it compares to USDC and USDT. The company framed the move as a natural fit for investors who want stability inside a long-term retirement vehicle.
Ripple built RLUSD with compliance as a core priority. The New York State Department of Financial Services oversees it. Reserves sit at Bank of New York Mellon, held in accounts segregated from Ripple’s own funds. Monthly third-party audits confirm full backing. Those features make a difference when the product is living inside a regulated IRA structure.
RLUSD Keeps Showing Up Everywhere
The timing is not random. RLUSD has been closing partnerships fast.
Bitwave completed the first enterprise B2B stablecoin payment in crypto history using RLUSD just days before iTrustCapital’s announcement, settling a live vendor invoice with Ripple on-chain on March 12, 2026. That was a real payment. Not a test.
The stablecoin crossed a $1.3 billion market cap and now ranks among the top five USD stablecoins. Ripple also filed Docket OP-1877 with the Federal Reserve, requesting a payment account tied to RLUSD reserves. If approved, reserves would sit directly at the Fed rather than a commercial bank.
Add iTrustCapital’s IRA integration to that list. The stablecoin is moving from trading infrastructure into retirement planning. That is a different category entirely.
RLUSD holders at iTrustCapital can access the stablecoin through a Crypto IRA, a Premium Custody Account, or a Treasury Account for eligible businesses and trusts.
