Ripple survey finds 72% of finance leaders want digital assets. Stablecoins and tokenization lead adoption across banks, fintechs, and companies.
A new survey from Ripple shows that digital assets are becoming very important for finance leaders around the world. The survey involved more than 1,000 executives from banks, asset managers, fintech companies, and other corporations. About 72% said companies must use digital asset solutions to remain competitive.
Fintech Companies Drive Stablecoin Adoption
The survey found that stablecoins are the most popular digital asset. About 74% finance leaders said that stablecoins can help increase cash flow and unlock money that is stuck. Stablecoins are crypto coins with a stable value. Companies see them as a means in order to make treasury work easier and faster.
Ripple surveyed 1,000+ global finance leaders in 2026. A few things stood out: https://t.co/414dTO9Qit
→ 72% say digital assets are now table stakes to stay competitive
→ 74% see stablecoins as a cash-flow tool, not just a payment rail
→ 89% of those surveyed say digital…— Ripple (@Ripple) March 19, 2026
Fintech companies are at the forefront of the use of stablecoins. Many fintechs provide their customers with crypto wallets and allow them to make payments using stablecoins. About 31% of fintechs accept payments in stablecoins, and 29% even provide their customers with payments directly in stablecoins. They also have special companies that they use to keep these digital assets safe, called custodians.
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Other companies are slow to get started, but some are planning to partner with participants that offer stablecoin solutions. Around 74% of companies stated that they would like to work with experienced partners, rather than develop their own systems.
The survey also revealed that safe storage and tokenization are very important. Tokenization involves the conversion of traditional financial assets, such as stocks or bonds, into digital tokens. About 89% of banks stated that the safekeeping of digital assets is a high priority. About 82% said digital token management is important.
Firms Focus on Security and Partner Experience in Crypto
Many banks also desire advice from the experts. About 85% said they need help in planning on how to use digital assets. Asset managers also want advice – 76% of them say that it is important. Companies that use stablecoins for payments often would like to see partners who can manage custody, compliance, and technical assistance. About 57% of them said this is a big priority.
When it comes to partner selection, most companies desire a single vendor that can do it all. About half of fintechs and banks want this. 71% of other companies said that it is best. Using one trusted partner will make work easier and safer.
Security is the top concern. About 97% of leaders reported that it is very important to have certifications, such as ISO or SOC II. Many also said that it is important to get some technical help after setting the systems up. Experience and financial strength of the partner are also important factors.
The Ripple survey shows that finance leaders are quickly moving to use digital assets, stablecoins, and tokenization. They want trusted partners who can offer secure systems, advice and support. For this reason, by utilizing digital assets, companies can make treasury work faster, manage cash better, and stay competitive in today’s world.
