Ripple settles with the SEC, fueling XRP’s rally as ETF approval odds rise and investor sentiment turns bullish.
Excitement is growing in the digital asset space as XRP shows strong price momentum, backed by fresh regulatory clarity and heightened investor attention. The recent legal settlement between Ripple and the US Securities and Exchange Commission (SEC) has set the stage for renewed optimism, while updated ETF filings and favorable macroeconomic signals further fuel expectations.
Renewed Optimism in the XRP Community
XRP has seen renewed community support on social platforms. Steph_iscrypto posted that more XRP gains are coming, urging for a swift move toward new all-time highs. This reflects the strong sentiment from retail investors who view the recent rally as the beginning of a larger trend.
Another analyst, Amonyx, suggested that XRP is only warming up and hinted at a possible long-term target near $120. While such predictions remain speculative, these views capture the mood among many holders who believe institutional adoption and exchange-traded fund approvals could unlock larger valuations.
🚀 The future will catch you off guard…$XRP is just warming up. 🔥
Does $120 sound crazy to you?What’s crazy is not being ready for it! pic.twitter.com/bIDqZap3WL
— Amonyx (@amonbuy) August 22, 2025
The cryptocurrency climbed above $3 after the appeals court approved Ripple’s settlement with the SEC. This marked the official end of a multi-year legal battle, removing a long-standing uncertainty that weighed heavily on XRP’s outlook.
Surge in ETF Filings After Case Dismissal
Following the dismissal of the SEC case, seven issuers including CoinShares, WisdomTree, Franklin Templeton, 21Shares, Grayscale, Canary, and Bitwise submitted updated S-1 filings for XRP ETFs. ETFStore president Nate Geraci called the cluster of filings a very good sign for XRP’s ETF prospects. Bloomberg Intelligence also suggested approval odds now stand near 95 percent, with final decisions expected in late October.
Analysts explained that the timing of the filings is linked to recent SEC feedback. Bloomberg analyst James Seyffart noted that the simultaneous submissions were almost certainly a response to regulatory comments. This signals that issuers are actively working with regulators to meet requirements and align with expected frameworks.
Market participants believe approved ETFs could channel large inflows into XRP. JPMorgan estimates up to $8 billion could enter in the first year of trading, reinforcing the view that institutional adoption may accelerate once funds are available.
Market Performance and Price Outlook
XRP recently traded around $3.05, supported by gains after Federal Reserve Chair Jerome Powell indicated a move toward looser monetary policy. Lower interest rates often drive capital toward risk assets, and this has supported a rally across digital assets. Analysts link this macro backdrop to XRP’s recent move, which saw prices rise more than 7 percent in 24 hours.
Technical signals remain positive. XRP broke above a descending trendline in August, with support levels forming at $2.85 and $3.00. Resistance is seen near $3.15 and $3.25, and analysts suggest a break above these levels could lead to short-term targets near $3.40. Some forecasts extend further, with long-term projections reaching $5 if momentum continues.
Ripple’s resolution with the SEC also gives the company freedom to focus on scaling its payments network. Market observers believe this clarity improves adoption prospects and creates a cleaner narrative for XRP holders. With regulatory barriers reduced, investors are watching to see whether institutional flows and broader demand sustain the current rally.
