The latest XRP news points to a growing shift in the payments sector, as long-term Ripple holders begin reallocating their portfolios toward emerging PayFi projects like Remittix. The new generation of decentralized payment systems is rapidly gaining momentum, yet Ripple has been the face of blockchain payments long time. At the heart of this shift is Remittix, which has sold more than 692 million tokens to the tune of over $28.4 million at $0.119 a token.
Remittix Wallet is currently available in the Apple App Store, which allows users direct crypto management on the iOS platform, which is a significant milestone and has the potential to transform the way blockchain-based payments are managed on a global scale.
XRP News: Whales, Small Holders Exit
Source: TradingView
The recent XRP news reveals an evolving picture of market sentiment. Data from Santiment shows that the number of large XRP wallets holding over 100 million tokens has dropped by 20.6% over the past eight weeks. While smaller holders appear to be selling off, major investors, often referred to as whales, are consolidating their holdings, now controlling a record 48 billion XRP.
This concentration suggests that while confidence remains among institutional investors, the retail side is losing patience. Some of these smaller holders are reportedly converting their positions into PayFi-focused projects that promise faster integration with real-world finance. Analysts believe this migration signals a larger industry trend toward utility-based altcoins that bridge DeFi and traditional finance.
In the meantime, XRP price action is that the asset is traded at approximately $2.04, falling 8% in the week. Its 50-day Simple Moving Average is at $2.35 and the 200-day at $2.65, with both supporting the bearish momentum. Despite short-term weakness, analysts remain divided; some expect consolidation, while others believe Ripple’s ETF inflows could eventually stabilize prices. Still, as new blockchain competitors rise, the crypto market appears to be re-evaluating how it defines value and scalability. This is where Remittix has begun to draw attention as a more agile, tech-forward alternative for cross-border transactions.
Remittix: The PayFi Crypto Redefining Blockchain Payments
While XRP’s ledger continues to consolidate, Remittix is accelerating on all fronts. Often referred to as the “PayFi” solution for the next era of digital assets, the project connects decentralized finance (DeFi) with traditional payment systems to make crypto usable in daily life.
The Remittix Wallet, now live on the Apple App Store, allows users to securely store, send, and manage crypto. Android access is in development, and the Remittix Web App, a crypto-to-fiat payment platform, is nearing Beta release. This app will let users send crypto directly to bank accounts, further bridging the gap between blockchain technology and mainstream payments.
Transparency and security have been central to Remittix’s appeal. The project has completed full KYC verification and achieved a Grade A Skynet Score of 80.09 from CertiK, ranking as the #1 Pre-Launch Token on CertiK Skynet. Two centralized exchange listings have already been confirmed, with two more secured for reveal once upcoming milestones are met. Analysts note that the combination of proven delivery and investor rewards makes Remittix one of the best cryptos to buy now, especially for those seeking low gas fee crypto options with strong real-world applications.
Here’s why investors are converting from XRP to Remittix:
- An in-built PayFi update will enable users to send crypto to bank accounts, which will transform cross-border payments.
- Wallet is live on iOS, with Android launch and Web App integration coming soon.
- The global remittance market is estimated at over $19 trillion.
- Two confirmed CEX listings and two more locked for milestone reveals.
- Backed by a large, active community of holders and ambassadors.
PayFi: The Threat Ripple Didn’t Expect
The growing appeal of PayFi technology represents a fundamental challenge to Ripple’s long-standing dominance. Unlike XRP, which relies heavily on institutional use, Remittix empowers everyday users, freelancers, businesses, and individuals to transact globally in seconds. This bottom-up adoption model gives it a distinct edge in the next wave of crypto adoption.
As long-term XRP holders diversify into Remittix, experts see a paradigm shift underway. The combination of DeFi and payments offered by PayFi may establish it as the new money movement in blockchain.
Frequently Asked Questions
1. Why are XRP holders converting to Remittix?
Many XRP investors are drawn to Remittix’s real-world utility. With its iOS wallet live, upcoming Web App, and crypto-to-fiat integration, Remittix provides direct usability that Ripple has yet to deliver. It’s also verified by CertiK, offering greater transparency and user trust.
2. How does PayFi technology threaten Ripple?
PayFi projects like Remittix merge DeFi, payments, and fiat systems into one platform. This reduces reliance on centralized networks like Ripple’s, offering faster, borderless transactions. As the crypto market shifts toward utility-driven innovation, Ripple faces rising competition from PayFi models.
3. What milestones has Remittix achieved so far?
Remittix has raised over $28.4 million, launched its wallet on iOS, and secured two confirmed exchange listings. It is CertiK verified, ranked #1 Pre-Launch Token globally, and is preparing a major December ecosystem update to expand its crypto-to-fiat functionality.
4. What is the current sentiment around XRP?
According to the latest XRP news, whales are consolidating holdings while smaller investors exit. ETFs continue to bring in inflows, but XRP’s price remains under pressure. The broader crypto analysis suggests limited upside until stronger momentum returns.
5. Could Remittix overtake XRP as a payment leader?
Yes. Remittix is a serious competitor with the accelerated pace of innovation, working applications, and community-based adoption. Its wallet and future Web App indicate real gains and make it one of the most promising cryptocurrencies in 2025 among people who want to have practical and long-term payment systems.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
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