BTC $64,295 +0.83%ETH $1,872 +0.47%XRP $1.07 -0.57%SOL $74.08 +0.53%DOGE $0.06994 -0.40%USDT USDC BTC $64,295 +0.83%ETH $1,872 +0.47%XRP $1.07 -0.57%SOL $74.08 +0.53%DOGE $0.06994 -0.40%USDT USDC

Nik Bhatia

Nik Bhatia is a financial researcher and Adjunct Professor of Finance and Business Economics at the University of Southern California Marshall School of Business, where he teaches Applied Finance in Fixed Income Securities. He is author of the #1 bestseller Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies. He currently writes The Bitcoin Layer, a research publication on Substack. Previously, Nik worked on the US Treasuries trading desk for a large institutional asset manager and has extensive trading experience in money markets and interest rate futures. He has a BA in Social Sciences from University of Southern California, a Master in Finance from IE Business School in Madrid, Spain, and is both a CFA and CMT charterholder. Nik lives in Los Angeles with his wife and daughter.

Current Work

FounderThe Bitcoin Layer

Previous Work

Fixed Income TraderPayden & Rygel
Jan 2016 – Aug 2019
AnalystRimrock Capital Management, LLC
Feb 2014 – Dec 2015

Education

IE Business SchoolMaster's Degree, Finance
2012 – 2013
University of Southern CaliforniaBachelor of Arts (B.A.), Social Sciences (Economics)
2011
✎ Last updated Aug. 4, 2026